CG NINE TO FIVE, BEYOND 65 WHY MORE AND MORE RETIREES AREN'T ACTUALLY LEAVING THE WORKPLACE The idea of retirement may conjure images of leisurely days spent reading pursuing hobbies and traveling, Today, however, many retirement age Amerikans are choosing to, well all. According to a us, jobs report, almost 19% of org found that 4.5 million people between the ages of 50 and 70 have such a career often with roles in public service or education , not really retire at A20 15 study of working retirees further supports these findings About 15% of responders said they continued jobs and saw no reason to stop. About a quarter of survey responders sought to achieve balance by older were working at least part time coninued working because they enjoyed their in the second quarter of 2017-the highest rate of employment for the age group since Social Security benefits began in the 1960x. That number is upfrom 13% in 2000, and is expected to increase to 32% over the next five years. working-wanting the income but also to maintair the social and mental benefits of staying engaged in a workplace. Another 15% of workers sought to So why are so many forgoing a life of lesure? People give back and make a difference through their work are living longer than ever-and so must support Almost 30% of survey responders needed to work themselves financiually for longer, too. Studies show or te income the opportunity to stay physically and mentally ac tive by working is just as appealing as the paycheckWhether you choose to constinue for many who choose to work past retirement age Instead of being a time to stop working altogether research suggests that for many retirement has be- come a chance to pursue an encore career, where they can both earn an income and do work they current profession, try something new, or enjoy a retirement filled with the hobbies and people you , e most-there are many ways to stay act your golden years. As your income can affect things like Social Security and Medicare premiums, just be sure to keep your financial advisor up to date as you determine the retirement that works best for you. find personally fulfiling A 2014 study by Encore. STEWART & EVANS WEALTH MANAGEMENT GROUP OF RAYMOND JAMES Senior Vice President, investments CERTIFIED FINANACIAL PLANNER doug.stewarteraymondjames.com Jim Evans, WMS Senior Vice President, Investments Wealth Management Specialist james evanseraymondjames.com Sarah Eder, AAMS Financial Advisor: Accredited Asset Management Specialist sarah eder@raymondjames.com Accredited Asset Management Speda and AAMSare trademarks or reglbened serice marks of the Financial Planning in th 701 East County Line Suite 302 | Greenwood, IN 46143 0 317-885-0114 | T800-382-9487 F 317-885-2609 | Stewart-Evans.com